我国农村金融体系现状及改革构想

随着改革开放的深入,建设社会主义新农村的构想已经不再是遥远的愿景。而农村金融体系的发展与完善是社会主义新农村建设的主要内容。然而当前我国的农村金融体系存在着金融业务相对落后,金融机构经营管理不尽合理,农民贷款困难等问题,这些问题阻碍了农村金融体系的健康发展以及其对农村经济发展的适应和支持。因此,尽管我国农村金融体系在过去十年有了长足的发展,其仍需要大力改革及完善。     

农村金融改革与新农村建设

新农村建设需要强大的资金支持。金融业应该在新农村建设中发挥强大的资金支持作用。然而,中国农村金融体系存在的弊端大大制约了其作用的发挥。建立健全完善的农村金融体系已是当务之急。应从开放农村金融市场,健全农业保险制度等方面入手,进行农村金融改革,使金融业能更好地为新农村建设服务。     

农村金融信用担保体系建设的思路及对策研究

建立完善的农村金融信用担保体系是解决我国农村贷款难的有效办法。我国当前农村金融信用担保存在体系不健全、经营运作不规范、征信体系不健全等问题,本文提出构建政策性、合作性、商业性三种可供选择的农村金融信用担保体系,并提出相关对策建议。     

浅谈我国农村金融服务现存问题及对策

农村金融服务为促进我国社会主义新农村建设发挥了重要作用,为农村建设提供了重要的资金保障,但现阶段我国农村金融机构在体系设置与提供服务的质量上还有待进一步完善,本文主要对目前我国农村金融服务现存的问题进行了分析,并就如何提高服务水平提出了具体的解决措施。     

新农村建设中的农村金融体系

我国农村金融基本上形成了以正规金融机构为基础,正规金融机构与民间金融组织分工协作的农村金融体系。但是,在该体系中存在许多缺陷,形成了一个相对低效的农村金融制度安排,使得农村金融对农村经济的促进作用并不明显。农村金融改革的实质,是要建立一个有效配置金融资源的农村金融市场,创造一个商业性金融、政策性金融、合作性金融、民间金融共存共生、协调发展的局面。     

深化金融改革发展农村经济

改革开放以来,我国社会主义现代化建设取得了巨大成就,工业发展迅速,城市建设加快,综合国力提高,人民生活改善.我国是一个有着9亿多农民的大国,农村盘子大、基础弱、问题多,农村建设是个攻坚战,任重道远,不仅需要国家的大力扶持、社会方方面面的相助,尤其需要农村金融体系的完善和资本渠道的畅通,这是农村建设的输血工程,也是一个系统工程.所以,深化农村金融体制改革,完善农村金融服务体系,是巩固农业基础地位、增加农民收入、促进农村经济全面发展的历史性任务.     

农村金融服务滞后与农村金融体系重构问题的研究

建设社会主义新农村离不开金融支持。因此，改善农村金融生态环境，重构农村金融体系就显得格外重要。本文阐释了当前我国农村金融服务滞后的原因，提出重构农村金融体系，为新农村建设提供更有力金融支持的建议。     

基于资源配置的西部农村金融问题探讨——以贵州省黔西南布依族苗族自治州为例

金融资源是现代市场经济中不可缺少的一种稀缺资源,任何经济的发展都离不开有效的资源配置.金融资源在西部农村的配置状况,直接关系到我国西部新农村建设的进展和“三农”问题的解决.我国西部农村金融资源配置存在着资金、组织和市场方面的问题,使得西部农村金融资源配置的效率低下,严重影响了西部农村经济的发展.     

浅谈农村金融生态存在的问题

本文从农村金融生态发展与缺陷的视角构建理论分析框架,旨在为改善农村金融生态提供理论借鉴。改善和优化我国农村金融生态,必须建立健全农村金融组织体系;完善和培育农村金融机构的功能;加强制度建设,优化农村金融生态环境。     

建立农村金融体系风险控制

农村金融市场发育程度的差异决定了金融供给应当是多元化的,相应也决定了农村金融机构的风险控制体系也应是多元化的。在我国金融体制改革中,商业银行逐步按照现代银行经营管理要求建立起了风险控制体系。     

Markedness and its Interpretation in Language Use

Language markedness is a common phenomenon in languages, and is reflected from hearing, vision and sense, i.e. the variation in the three aspects such as phonology, morphology and semantics. This paper focuses on the interpretation of markedness in language use following the three perspectives, i.e. pragmatic interpretation, psychological interpretation and cognitive interpretation, with an aim to define the function of markedness.     

Lower Paleozoic oil relationships within Williston Basin, Canada

The Williston Basin is a significant petroleum province, containing oil production zones that include the Middle Cambrian to Lower Ordovician, Upper Ordovician, Middle Devonian, Upper Devonian and Mississippian and within the Jurassic and Cretaceous. The oils of the Williston Basin exhibit a wide range of geochemical characteristics defined as "oil families", although the geochemical signature of the Cambrian Deadwood Formation and Lower Ordovician Winnipeg reservoired oils does not match any "oil family". Despite their close stratigraphic proximity, it is evident that the oils of the Lower Palaeozoic within the Williston Basin are distinct. This suggests the presence of a new "oil family" within the Williston Basin. Diagnostic geochemical signatures occur in the gasoline range chromatograms, within saturate fraction gas chromatograms and biomarker fingerprints. However, some of the established criteria and cross-plots that are currently used to segregate oils into distinct genetic families within the basin do not always meet with success, particularly when applied to the Lower Palaeozoic oils of the Deadwood and Winnipeg Formation.     

An Analysis of Catherine＇s Character——Wuthering Heights

Wuthering Heights, Emily Bronte＇s only novel, was published in December of 1847 under the pseudonym Ellis Bell. The book did not gain immediate success, but it is now thought one of the finest novels in the English language. Catherine is the key character of this masterpiece, because everybody and everything center on her though she had a short life. We can understand this masterpiece better if we know Catherine well.     

Features of Women's language

Language is a means of verbal communication. People use language to communicate with each other. In the society, no two speakers are exactly alike in the way of speaking. Some differences are due to age, gender, statue and personality. Above all, gender is one of the obvious reasons. The writer of this paper tries to describe the features of women＇s language from these perspectives： pronunciation, intonation, diction, subjects, grammar and discourse. From the discussion of the features of women＇s language, more attention should be paid to language use in social context. What＇s more, the linguistic phenomena in a speaking community can be understood more thoroughly.     

Characterization of Ordovician carbonate reservoirs, southeastern Saskatchewan, Canada

The discovery of the prolific Ordovician Red River reservoirs in 1995 in southeastern Saskatchewan was the catalyst for extensive exploration activity which resulted in the discovery of more than 15 new Red River pools. The best yields of Red River production to date have been from dolomite reservoirs. Understanding the processes of dolomitization is, therefore, crucial for the prediction of the connectivity, spatial distribution and heterogeneity of dolomite reservoirs.The Red River reservoirs in the Midale area consist of 3～4 thin dolomitized zones, with a total thickness of about 20 m, which occur at the top of the Yeoman Formation. Two types of replacement dolomite were recognized in the Red River reservoir: dolomitized burrow infills and dolomitized host matrix. The spatial distribution of dolomite suggests that burrowing organisms played an important role in facilitating the fluid flow in the backfilled sediments. This resulted in penecontemporaneous dolomitization of burrow infills by normal seawater. The dolomite in the host matrix is interpreted as having occurred at shallow burial by evaporitic seawater during precipitation of Lake Almar anhydrite that immediately overlies the Yeoman Formation. However, the low δ18O values of dolomited burrow infills (-5.9‰～ -7.8‰, PDB) and matrix dolomites (-6.6‰～ -8.1‰, avg. -7.4‰ PDB) compared to the estimated values for the late Ordovician marine dolomite could be attributed to modification and alteration of dolomite at higher temperatures during deeper burial, which could also be responsible for its 87Sr/86Sr ratios (0.7084～0.7088) that are higher than suggested for the late Ordovician seawaters (0.7078～0.7080). The trace amounts of saddle dolomite cement in the Red River carbonates are probably related to "cannibalization" of earlier replacement dolomite during the chemical compaction.     

Design and analysis of generic LBS application developing platform

Location based services is promising due to its novel working style and contents.A software platform is proposed to provide application programs of typical location based services and support new applications developing efficiently. The analysis shows that this scheme is easy implemented, low cost and adapt to all kinds of mobile nework system.     

橡胶颗粒沥青混合料低温抗裂性试验研究

以AC-13级配为基础,将橡胶颗粒代替部分集料掺入混合料中,以低温弯曲试验为评价方法对不同橡胶颗粒掺量下沥青混合料的低温抗裂性进行研究,并引入应变能密度值对混合料的低温抗裂性进行综合评价.试验结果表明:橡胶颗粒沥青混合料试件的破坏微应变均超过2 300,满足冬寒区的技术指标;无论是否掺加橡胶颗粒,随着温度的下降,沥青混合料破坏时的最大弯拉强度增大,弯拉应变降低,劲度模量增大;弯曲应变能密度在胶粒掺量为1%左右时具有较大的弯曲应变能密度值,此时橡胶颗粒沥青混合料具有较好的低温抗裂性.     

低渗透非均质砂岩油藏启动压力梯度研究

理论推导与室内实验相结合,建立了低渗透非均质砂岩油藏启动压力梯度确定方法。首先借助油藏流场与电场相似的原理,推导了非均质砂岩油藏启动压力梯度计算公式。其次基于稳定流实验方法,建立了非均质砂岩油藏启动压力梯度测试方法。结果表明:低渗透非均质砂岩油藏的启动压力梯度确定遵循两个等效原则。平面非均质油藏的启动压力梯度等于各级渗透率段的启动压力梯度关于长度的加权平均;纵向非均质油藏的启动压力梯度等于各渗透率层的启动压力梯度关于渗透率与渗流面积乘积的加权平均。研究成果可用于有效指导低渗透非均质砂岩油藏的合理井距确定,促进该类油藏的高效开发。     

On Tragic Consciousness In The Works By Ernest Hemingway

As an American modern novelist who were famous in the literary world, Hemingway was not a person who always followed the trend but a sharp observer. At the same time, he was a tragedy maestro, he paid great attention on existence, fate and end-result. The dramatis personae's tragedy of his works was an extreme limit by all means tragedy on the meaning of fearless challenge that failed. The beauty of tragedy was not produced on the destruction of life, but now this kind of value was in the impact activity. They performed for the reader about the tragedy on challenging for the limit and the death.     

Quantitative trait loci （QTLs） for quality traits related to protein and starch in wheat

Quality traits in wheat （Triticum aestirum L.） were studied by quantitative trait locus （QTL） analysis in a recombinant inbred line （RIL） population, a set of 131 lines derived from Chuan 35050 × Shannong 483 cross （ChSh）. Grains from RILs were assayed for 21 quality traits related to protein and starch. A total of 35 putative QTLs for 19 traits with a single QTL explaining 7.99-40.52% of phenotypic variations were detected on 10 chromosomes, 1D, 2A, 2D, 3B, 3D, 5A, 6A, 6B, 6D, and 7B. The additive effects of 30 QTLs were positive, contributed by Chuan 35050, the remaining 5 QTLs were negative with the additive effect contributed by Shannong 483. For protein traits, 15 QTLs were obtained and most of them were located on chromosomes 1 D, 3B and 6D, while 20 QTLs for starch traits were detected and most of them were located on chromosomes 3D, 6B and 7B. Only 7 QTLs for protein and starch traits were co-located in three regions on chromosomes 1D, 2A and 2D. These protein and starch trait QTLs showed a distinct distribution pattern in certain regions and chromosomes. Twenty-two QTLs were clustered in 6 regions of 5 chromosomes. Two QTL clusters for protein traits were located on chromosomes 1D and 3B, respectively, three clusters for starch traits on chromosomes 3D, 6B and 7B, and one cluster including protein and starch traits on chromosome 1D.