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国家助学贷款的制度经济学分析
引用本文:龙云飞.国家助学贷款的制度经济学分析[J].攀枝花学院学报,2007,24(2):28-30.
作者姓名:龙云飞
作者单位:攀枝花学院经济与管理学院,四川攀枝花,617000
摘    要:我国国家助学贷款经过近十年的实施和不断改善,取得了巨大的社会效益,但是在运行过程中也出现了供需不平衡,贷款回收困难等问题,本文从制度经济学的角度对国家助学贷款的制度安排进行分析,并试图给出建议。

关 键 词:国家助学贷款  交易费用  产权  制度约束  信用体系

The Analysis on the National Loan Program of Education from the Perspective of Institutional Economics
Longyunfei.The Analysis on the National Loan Program of Education from the Perspective of Institutional Economics[J].Journal of Panzhihua University,2007,24(2):28-30.
Authors:Longyunfei
Institution:Panzhihua University, Panzhihua, Sichuan 617000
Abstract:For the last decade , the implementation and constant improvements of National Loan Program of Education has achieved remarkable social effects. However during the process it has also encountered a variety of problems such as the unbalanced supply and demand and some difficulties in the withdraw of loans. This article analyzes the national loan program of education from the perspective of institutional economics.
Keywords:national loan program of education  costs of exchange    property right  institutional constrains    Credit system
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