农户小额信贷对农信社盈利能力的影响分析

随着小额信贷的发展,关于小额信贷的影响和绩效评价已成为当前国内外理论和实证研究关注的焦点.针对我国当前农信社为小额信贷主体的现状,从实证的角度分析了农户小额信贷业务的开展对农信社盈利能力的影响,并对更好地开展小额信贷业务提出了相关的政策建议.

Impact Analysis on Rural Credit Cooperatives'' Profitability of Peasant Household Microcredit

With the development of microcredit,the impact and performance assessment has become an increasingly important aspect of theoretical and empirical research.On the current situation of Rural Credit Cooperatives(abbreviated to RCCs) as the main body of microcredit,this paper analyzes the profit capability of the RCCs that operating the peasant household microcredit from the empirical point of view.And then the paper put forwards some relevant suggestions and policies.