浅谈责任保险制度的几个问题

责任保险最初创立的目的在于分散和转移被保险人对第三人应承担的赔偿责任,是纯粹为保护被保险人利益而存在的一种险种。然而,随着责任保险的发展,责任保险日益重视对受害第三人利益的保护。本文以责任保险的发展为路径,明晰责任保险发展中的几个问题,以求对我国责任保险的发展有所裨益。

Several Issues of the Liability Insurance Syetem

The original purpose of building liability insurance is to disperse and transfer the liability that the assured should undertake for the damage to the third party. It aims to safeguard the interests of the assured. However, with the development of liability insurance, the interests of the third party is taken more and more seriously. This paper takes the development of liability insurance as path and detects several problems of its development for our country's liability insurance developing better.