商业银行公司治理的特殊性与我国商业银行公司治理的改善

与一般工商企业相比，商业银行更接近社会机构，其经营状况具有很强的公共性和外部性，以至于每一个社会成员都是其利益相关者．商业银行的公司治理，应该体现出这种特殊性，实行利益相关者共同治理的模式，强调包括股东和存款人在内的全体利益相关者的价值最大化，而不仅仅是银行或股东价值的最大化．我国商业银行宜利用股份制改革带来的契机，通过采取股份化和股权分散化，以及引入非股东董事和非股东监事等措施，建立利益相关者共同治理的机制，改善公司治理水平，维护银行业的持续稳健经营状况．

The Particularity of Corporate Governance of Commercial Banks and Their Improvements in China

As an institution,a commercial bank has much sociality than an industry or a commercial enterprise,in which nearly every social member has become the interest-holder because of its publicity and externality. A commercial bank's corporate governance should materialize the particularity,take the common governance by interest-holder pattern,pay attention to maximizing every interest-holder's value,including all the share-holders' and depositors',not only the bank's or share-holder's.Chinese banking should take...