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期房按揭法律性质探讨
引用本文:王晓芬.期房按揭法律性质探讨[J].韶关学院学报,2004,25(10):61-64.
作者姓名:王晓芬
作者单位:河南大学,法学院,河南开封310027
摘    要:期房按揭目前广泛适用于房地产业融资领域,是一种新型的担保方式。期房按揭的法律性质为德、日的让与担保。我国应借鉴让与担保制度来规制期房按揭关系,以衡平双方当事人之合法权益,促进房地产业的健康发展。

关 键 词:期房按揭纠纷  法律性质  房地产业  让与担保制度  不动产抵押  权利质押  《担保法》
文章编号:1007-5348(2004)10-0061-04
修稿时间:2004年6月26日

Probe into the Legal Nature of Mortgage on Future Realty
WANG Xiao-fen.Probe into the Legal Nature of Mortgage on Future Realty[J].Journal of Shaoguan University(Social Science Edition),2004,25(10):61-64.
Authors:WANG Xiao-fen
Abstract:Mortgage of future realty, which now is widely adopted in the financing field of estate in realty housing, is a new type of guarantee. Its legal nature should be catalogued as transferred guarantee system of Germany and Japan. Regulate relation of mortgage of future realty by referring to transferred guarantee so as to balance the parties' legal rights and promote the healthy development of estate in realty housing.
Keywords:mortgage on future realty  transferred guarantee  Law regulate  interest balance
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