金融体制理论的比较与启示

研究金融体制理论的目的是理解如何在发展中国家建立一套运行高效的金融体制,以期它能长期促进经济的发展。通过比较分析发现,以银行和以市场为主导的金融体制孰优孰劣的争论和金融功能观无助于这个问题的解决,法律金融观与金融发展的政治经济学分析却又各执一端;哈耶克的偶合秩序观则可能为整合各种观点提供思路和启发,为发展中国家建立高效金融体制提供比较全面的建议。

Review of the Theories of Financial System and its Elightment

In order to design an efficient financial system in developing countries,we study the theory of financial system.But the dispute between the market-based and the bank-based financial system as well as the view of financial function do no good to that purposes.The view of law-finance and the view of politics-finance either put their energy to only one point of designing an efficient financial system.Yet the view that looking financial system as a kind of catallaxy(spontaneous order) in the meaning of Hayek c...