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我国小微企业融资难的问题及对策研究
引用本文:朱志坚.我国小微企业融资难的问题及对策研究[J].镇江高专学报,2014(4):40-44.
作者姓名:朱志坚
作者单位:镇江教育会计结算中心,江苏镇江212001
摘    要:融资难的问题是影响小微企业发展的关键因素。基于“景气指数”理论针对小微企业融资现状和存在的问题,进行原因分析,提出了增强企业自身素质,改善企业自身融资条件;完善服务于小微企业的金融体系;加大政府对小微企业的政策支持力度等对策。

关 键 词:小微企业  景气指数  风险管理  融资

Research on the difficulty in financing in small and micro enterprises in China and countermeasures
ZHU Zhi-jian.Research on the difficulty in financing in small and micro enterprises in China and countermeasures[J].Journal of Zhenjiang College,2014(4):40-44.
Authors:ZHU Zhi-jian
Institution:ZHU Zhi-jian ( Accounting Settlement Center of Zhenjiang Education, Zhenjiang 212001, China)
Abstract:Difficulty in financing is the key factor in affecting the development of small and micro enterprises. Based on the “climate index”theory and the current financing problems of small and micro enterprises,this thesis analyzes the reasons and puts forward the following strategies:improving their own quality and conditions of finan-cing,perfecting the financial service system for small and micro enterprises,and strengthening the government's policy support.
Keywords:small and micro enterprises  climate index  risk management  financing
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