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对中小企业融资难问题的思考
引用本文:毛颖.对中小企业融资难问题的思考[J].科技情报开发与经济,2005,15(13):192-193.
作者姓名:毛颖
作者单位:山西天维尔食品发展有限责任公司,山西,忻州,034000
摘    要:从企业、银行、社会3个方面分析了中小企业融资难的主要原因,提出了提高企业自身素质、改进银行信贷管理机制、健全信贷担保机制、开展融资租赁业务及引导商业银行和信用社为中小企业服务等解决对策。

关 键 词:中小企业  融资  金融服务
文章编号:1005-6033(2005)13-0192-02
修稿时间:2005年5月11日

Considerations about the Difficulties of the Minor Enterprises in Financing
MAO Ying.Considerations about the Difficulties of the Minor Enterprises in Financing[J].Sci-Tech Information Development & Economy,2005,15(13):192-193.
Authors:MAO Ying
Abstract:From three aspects of the enterprise, bank and society, this paper analyzes on the main causes of the financing difficulties of the minor enterprises, and puts forward some solving countermeasures such as improving the quality of the enterprise itself, strengthening the bank's credit management system, perfecting the credit guaranteeing mechanism, providing the financial leasing service, and guiding the commercial banks and credit unions serve the minor enterprises, etc.
Keywords:minor enterprise  financing  financial service
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