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高校信用风险的规避与消除
引用本文:徐华. 高校信用风险的规避与消除[J]. 达县师范高等专科学校学报, 2007, 17(2): 118-120
作者姓名:徐华
作者单位:四川文理学院财务处,四川达州635000
摘    要:高等学校目前存在着不少学生恶意欠费、办理国家助学贷款、对外合作办学、物资设备采购、基本建设工程、职工因公借款和其他债权债务等方面的信用风险.据此,必须采取转变观念,树立信用风险意识;加强对学生的诚信教育,提高国民素质;加强法制建设,健全信用制度;加强财务管理,建立信用风险监控体系等措施来规避和消除.

关 键 词:高等学校  信用风险  表现  危害  措施
文章编号:1008-4886(2007)02-0118-03
修稿时间:2006-06-30

The Elusion and the Elimination of Credit Risk in Universities
XU Hua. The Elusion and the Elimination of Credit Risk in Universities[J]. Journal of Daxian Teachers College, 2007, 17(2): 118-120
Authors:XU Hua
Affiliation:Financial Department,Sichuan University of Arts and Science, Dazhou Sichuan 635000, China
Abstract:The credit risk is one caused by the promisee who does not keep his word.This is very prevalent in modern enterprises but now there are some credit risks in colleges and universities such as malicious debt of some students,credit risks in national loans for helping students with their studies,cooperation with overseas partners,capital construction projects,employees' borrowing and the like.In view of these,this paper puts forward we must change our ideas,set our credit risk consciousness,enhance students' trustworthy education,improve our country quality mind,intensify our laws,perfect our credit system,better management in financial affairs,set up credit risk monitoring systems so as to elude and eliminate the credit risk.
Keywords:colleges and universities   credit risk   behavior   harm   method
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