| 生存保险投保期限的选择模型 |
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| 引用本文： | 程涛,李俊海.生存保险投保期限的选择模型[J].平顶山学院学报,2015(2):28-30. |
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| 作者姓名： | 程涛 李俊海 |
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| 作者单位： | 河南工业大学理学院 |
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| 摘 要： | 当购买生存保险时,投保人需要选择投保期限,在单位保费收益与单位保费购买风险的和为目标函数的情况下,讨论了在给定年龄x和安全载荷ρ的条件下,如何选择投保期限才能使得目标函数达到最大值.
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| 关 键 词： | 生存保险 保险期限 平均收益 风险 |
Study on the Selective Model of the Optimal Insurance Period of Life Insurance |
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| CHENG Tao;LI Junhai.Study on the Selective Model of the Optimal Insurance Period of Life Insurance[J].Journal of Pingdingshan University,2015(2):28-30. |
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| Authors: | CHENG Tao;LI Junhai |
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| Institution: | CHENG Tao;LI Junhai;School of Science,Henan University of Technology; |
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| Abstract: | While purchasing life insurance,the policyholders need to make a decision on how long the insurance period should be. The objective function is the sum of income expectation and risk for per premium. With age x and safety loading ρ being given,the optimal insurance period is obtained. |
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| Keywords: | life insurance insurance period income expectation risk |
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