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社会资本促进农民合作组织融资信任研究
引用本文:王永龙.社会资本促进农民合作组织融资信任研究[J].湖州师专学报,2012(4):72-77.
作者姓名:王永龙
作者单位:湖州师范学院商学院,浙江湖州313000
基金项目:教育部人文社科规划项目《基于社会资本建构的农民合作组织治理研究》(09YGA630033)、浙江省哲学社会科学规划基金项目《分工与融合视角的现代农业发展研究》(10HQJJ01)的部分成果.
摘    要:农民合作组织因难以提供有效担保而导致了银行等金融机构的贷款信任缺失,从而引发农民合作组织自身长期陷入融资困境。本项研究从社会资本视角出发,运用浙北地区湖州市芦溪村农民青鱼合作社为个案,以我国农民合作组织融资业务中的“联保贷款”为对象,系统分析了社会资本影响农民合作组织融资信任的机理与机制。

关 键 词:社会资本  农民合作组织  融资信任

A Study of Social Capital Promoting Farmers' Financing Trust in Their Cooperative Organizations
Institution:WANG Yong - long (School of Commerce, Huzhou Teachers College, Huzhou 313000, China)
Abstract:Farmers' cooperative organizations themselves can hardly give effective guarantee, which will result in the bank or other financial institution's loss of loan and which will trigger the farmers' organizations to be involved in the long - term difficulties in financing. From the aspect of social capital, this paper applies the case of farmers' Herring Cooperative Organization in Luxi Village, H uzhou, Zhe-jiang Province and analyzes the impact mechanism of social capital on financing trust in farmers' cooper- ative organizations based on "loan to groups".
Keywords:social capital  farmers  cooperative organization  financing trust
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