关于城市商业银行开展投资银行业务的思考

开展投资银行业务是城市商业银行应对新的经济发展形势、适应国内融资格局变化、突破监管瓶颈的重要举措,是深化收入结构调整、提升综合金融服务水平、培育核心竞争力的必由之路。然而,转型缓慢已成为城市商业银行普遍面临的发展瓶颈,因此为加快转型进程,城市商业银行应采取"跟随加再造"、"借船出海"、"条线联动"、"总分行协同"等策略,尽快开展投资银行业务。

Considerations on Developing Investment Banking Business in City Commercial Banks

Developing investment banking business is not only an important measure for city commercial banks to cop with new trend of economic development,adapt to the pattern of domestic financing and break the supervision bottleneck,but also the only way for them to adjust income structure,promote comprehensive financial service level and cultivate core competitiveness.However,the slow transformation becomes a common bottleneck.In order to speed up the course of transformation,city commercial banks ought to carry out the investment banking business as soon as possible by the tactics of ＂following plus recycling＂,＂sailing by borrowed boat＂,＂linkage between lines＂,＂coordination between head office and branches＂ and so on.