| 非寿险投资型保险产品开发的经验、问题和对策——从资金运用角度出发的思考 |
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| 引用本文： | 刘如海,张宏坤. 非寿险投资型保险产品开发的经验、问题和对策——从资金运用角度出发的思考[J]. 孝感学院学报, 2007, 27(5): 73-77 |
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| 作者姓名： | 刘如海 张宏坤 |
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| 作者单位： | 1. 中国保险监督管理委员会,发展改革部,北京,100032
2. 中国人民大学经济学院,北京,100872 |
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| 摘 要： | 非寿险投资型产品是带有投资性质的非寿险保险产品.现阶段,大力发展非寿险投资型产品是满足多样化金融需求,做大做强非寿险业的客观需要.目前,我国非寿险投资型产品起步晚,规模小,发展很不充分.针对发展过程中的经验教训和出现的问题,应从增加资金运用透明度、提高资金运用专业化、创新产品开发机制等方面采取措施,促进非寿险投资型产品迅速发展.
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| 关 键 词： | 非寿险 投资型产品 资金运用 |
| 文章编号： | 1671-2544(2007)05-0073-05 |
| 修稿时间： | 2007-05-30 |
The Experiences, Problems and Countermeasures of Development of Chinese Investment -style Nonlife Insurance Products: From the Perspective of Capital Operating |
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| Liu Ruhai,Zhang Hongkun. The Experiences, Problems and Countermeasures of Development of Chinese Investment -style Nonlife Insurance Products: From the Perspective of Capital Operating[J]. JOURNAL OF XIAOGAN UNIVERSITY, 2007, 27(5): 73-77 |
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| Authors: | Liu Ruhai Zhang Hongkun |
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| Abstract: | Developing investment-style nonlife insurance products is necessary to meet various financial needs and to strengthen nonlife insurance companies.Presently Chinese investment-style nonlife insurance product is still underway.We should learn something from the previous experiences and lessons.In future,something should be done to fasting development of investment-style nonlife insurance products,such as improving the transparency and specialization of capital operation,innovating product design and etc. |
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| Keywords: | nonlife insurance investment-style insurance product capital operating |
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