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高校贷款管理探析
引用本文:赵蓓.高校贷款管理探析[J].沈阳大学学报,2010,22(1):60-62.
作者姓名:赵蓓
作者单位:沈阳大学,计财处,辽宁,沈阳,110041
摘    要:分析了高校贷款产生的原因及现阶段存在的问题,结合高校贷款现状及时代特点,提出应从政府、高校和银行三方面入手防范和控制贷款风险:强化政府责任,加大财政投入,加强贷款监管;高校要合理使用资金,增强抵御风险的能力,制定合理的贷款计划,拓宽融资渠道,加大筹资力度;商业银行应严格项目评审,完善贷款后续管理。

关 键 词:高校  贷款  问题  对策

Managements of University Loans
ZHAO Bei.Managements of University Loans[J].Journal of Shenyang University,2010,22(1):60-62.
Authors:ZHAO Bei
Institution:ZHAO Bei(Finance Office,Shenyang University,Shenyang 110041,China)
Abstract:The causes of university loans and the problems in the present period were analyzed.Precautions and controls of risks of loans were brought forward from the aspects of government,universities and banks: the government should strengthen its responsibility,increase financial investment,and reinforce supervision of loan;universities should develop reasonable loan scheme,use funds rationally,enhance the ability to resist risks,broaden financing channels,and increase fund raising;commercial banks should be stric...
Keywords:university  loan  problem  countermeasure  
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