发展我国商业性医疗保险的可行性分析与对策探讨

发展商业性医疗保险是我国医疗制度改革的一项重要内容。指出 疗保险同业性医疗保险的区别，阐述了发展商业性医疗保险的必要性。对影响商业性医疗保险市场的因素进行了分析，并对市场经济条件下建立适应我国国情的医疗保险体制进行了探讨。

Feasibility Analysis and Policy Exploration in the Development of the Commercial Medical Insurance in China

To develop the commercial medical insurance is an important part in the reform of the health system in China today. By studing the difference between the social medical insurance and the commercial medical insurance, It analyses the factors that affect the market of the commercial medical insurance and explores the possibility of developing a medical insurance system suited to the present conditions in China's market economy. Owing to the different income levels of the Chinese people there exist three different demand curves in the medical insurance. At present in the light of the difference in the choice of prices and the price elasticity of demand a new medical insurance system with different levels, forms and prices should be set up in China. [