网上银行风险分析与安全策略

随着Internet和信息安全技术的蓬勃发展，网上银行已成为一种切实可行的银行运营模式。在网上银行发展的过程中，人们最关心的问题莫过于网上银行系统的安全问题，包括如何进行用户合法身份的确认，如何保证账户资料和交易信息在保存和传输过程中不被窃取或更改，以及如何阻止非法侵入银行主机和核心资料系统等。利用数字证书和数字签名等方法对用户身份进行鉴别以及利用加密算法对信息进行加密，是非常安全的策略。

Risk Analysis and Security Strategy on Internet Banking

As technology advances in the fields of Internet and information safety, Internet banking has become a practical banking mode. Throughout the development of Internet-based banking, no aspect is concerned more than security of Internet bank system, which includes user authentication, preventing account profile and transaction data from being eavesdropped or modified, and preventing bank computer systems and databases from unauthorized access. Digital certificate, digital signature and other methods can be used to verify user identity; data encryption algorithm can be used to encrypt the information transmitted.