政府监管下的市场交易人行为选择博弈分析

市场经济是信用经济,诚信原则是市场机制的灵魂和基础.随着经济改革的深入,中国当前社会信用秩序却日趋混乱,信用缺失已成为一个严重的社会问题,其结果是社会交易成本的不断提高.在信用问题有关研究的基础上,采用博弈论的分析方法,对存在政府监管下的市场交易人的行为选择进行分析,探讨信用缺失现象产生的原因.分析表明:在现有的制度环境下,信用缺失是市场交易人理性选择的结果.信用制度必须政府规制和市场规制双管齐下,而建立独立的第3方提供信用信息的社会化信用管理体系是信用制度建设的关键.

A game analysis on the personal behavior modes under governmental regulation

Market economy is the credit economy and principal of credibility is the foundation of market mechanism. With the development of economic reform, it is well concerned that discredit order of the society has become one of serious social problems which enhance the transaction cost of society. By using games analysis, reasons of discredit are studied based on personal behavior models under governmental regulation. According to the result that discredit is the result of personal choice under the existed institution, we should establish social credit management system to deal with the discredit based on credit information supplied by the independent third-part organization.