| 个人住房抵押贷款风险的博弈分析 |
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| 引用本文： | 吴晨,蒋晓枫,黄卫国. 个人住房抵押贷款风险的博弈分析[J]. 东华大学学报(自然科学版), 1999, 0(6) |
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| 作者姓名： | 吴晨 蒋晓枫 黄卫国 |
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| 作者单位： | 中国纺织大学旭日工商管理学院 上海200051 |
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| 摘 要： | 从动态的角度运用博弈论的基本分析方法,建立了银行和个人之间借款和还款的博弈模型,阐明在我国个人住房抵押贷款中信用风险的形成及转嫁机制,并提出银行应如何规避这些风险.
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| 关 键 词： | 博弈 个人住房抵押贷款 风险 |
Game Analysis of Risks in the Individual Housing Mortgage Loan |
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| Wu Chen,Jiang Xiaofeng,Huang Weiguo. Game Analysis of Risks in the Individual Housing Mortgage Loan[J]. Journal of Donghua University, 1999, 0(6) |
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| Authors: | Wu Chen Jiang Xiaofeng Huang Weiguo |
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| Abstract: | Individual Housing Mortgage Loan (IHML) is a way to boost the development of the housing system by many countries. In China IHML is also a means to push the reform of the housing system. With the development of IHML, the banks are confronted with more and more risks. Using game theory, a game model between banks and individuals is established to explain how the risks come into being. At last some suggestions about how to avoid the risks are made. |
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| Keywords: | game Individual Housing Mortgage Loan risk |
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