| 信息非对称：中小企业融资难的原因分析和对策选择 |
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| 引用本文： | 赵秀丽. 信息非对称：中小企业融资难的原因分析和对策选择[J]. 科技情报开发与经济, 2004, 14(5): 108-110 |
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| 作者姓名： | 赵秀丽 |
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| 作者单位： | 郑州工业高等专科学校经济管理系 |
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| 摘 要： | 中小企业在我国经济建设中起着不可低估的作用，但是由于中小企业和银行之间存在信息非对称而导致的道德风险和逆向选择，出现了中小企业融资难现象，从而限制了其作用的充分发挥。从信息经济学的角度对这种现象进行了原因分析和政策路径的探索。
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| 关 键 词： | 信息非对称 道德风险 逆向选择 信号传递 信息甄别 |
| 文章编号： | 1005-6033(2004)05-0108-03 |
| 修稿时间： | 2004-02-03 |
Information Asymmetry: Causes Analysis on and Countermeasures Selection for the Financing Difficulty of the Minor Enterprises |
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| ZHAO Xiu-li. Information Asymmetry: Causes Analysis on and Countermeasures Selection for the Financing Difficulty of the Minor Enterprises[J]. Sci-Tech Information Development & Economy, 2004, 14(5): 108-110 |
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| Authors: | ZHAO Xiu-li |
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| Affiliation: | ZHAO Xiu-li |
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| Abstract: | The minor enterprises play the important role in our country's econo mic construction, however, because there are moral risks and antidromic selectio n caused by the information asymmetry between the minor enterprises and the bank s, the difficult financing phenomenon of the minor enterprises occur, which rest ricts the full play of the functions of the minor enterprises. This paper makes analysis of the causes of this phenomenon from the angle of economics, and probe s into the policies. |
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| Keywords: | information asymmetry moral risk antidromic selection signal tra nsfer information discrimination |
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