| 住房抵押贷款风险分析 |
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| 引用本文： | 李鹏雁,李云飞.住房抵押贷款风险分析[J].燕山大学学报,2005,29(6):544-547. |
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| 作者姓名： | 李鹏雁 李云飞 |
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| 作者单位： | 哈尔滨工业大学,人文学院,黑龙江,哈尔滨,150001 |
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| 摘 要： | 采用风险分析方法，从住房抵押贷款的风险源入手，针对住房抵押贷款的构成要素，深入分析其对住房抵押贷款产品风险的影响。在此基础上，提出一系列切实有效的风险防范措施，以期达到防范住房抵押贷款风险，增加住房抵押贷款的风险收益率，促进住房消费的目的。
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| 关 键 词： | 住房抵押贷款 市场风险 贷款比率 |
| 文章编号： | 1007-791X(2005)06-0544-04 |
| 修稿时间： | 2005年5月27日 |
Analysis of risk of housing mortgage loan |
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| LI Peng-yan,LI Yun-fei.Analysis of risk of housing mortgage loan[J].Journal of Yanshan University,2005,29(6):544-547. |
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| Authors: | LI Peng-yan LI Yun-fei |
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| Institution: | LI Peng-yan 1,LI Yun-fei 1 |
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| Abstract: | A method of risk analyzing is adopted in this paper. From the sources of risk, the risk which caused by elements of mortgage to products of mortgage is analysed. Then, a series of practical counter measures for keeping away the risk is offered , advancing the ratio of return/risk, promoting residence consumption. |
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| Keywords: | housing mortgage loan market risk loan to value |
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