| 个人住房贷款风险及其防范 |
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| 引用本文： | 陆继生,陈红.个人住房贷款风险及其防范[J].泰山学院学报,2010,32(2):105-108. |
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| 作者姓名： | 陆继生 陈红 |
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| 作者单位： | 1. 中国建设银行,泰安分行,山东,泰安,271000
2. 龙口市统计局,山东,龙口,265700 |
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| 摘 要： | 自次贷危机在美国乃至全球市场蔓延以来，我国金融市场也面临着很大挑战。面对如此严峻的形势，商业银行如何保持稳定发展，是当前非常重要的课题。对我国商业银行个人住房贷款业务风险及其产生原因进行剖析，明确风险防范管理措施，对我国个人房贷有积极的现实意义。
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| 关 键 词： | 个人住房贷款 风险 控制 |
Risks and Countermeasures for Individual Housing Loan |
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| LU Ji-sheng,CHEN Hong.Risks and Countermeasures for Individual Housing Loan[J].Journal of Taishan University,2010,32(2):105-108. |
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| Authors: | LU Ji-sheng CHEN Hong |
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| Institution: | LU Ji-sheng1,CHEN Hong2(1.Tai\'an Branch,CBC,Tai\'an 271000,2.Long Kou Statistics Department,Long Kou 265700) |
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| Abstract: | In April 2007,the American second big secondary mortgage loan company(the new century finance) wentbankrupt,the USA secondary collateral loan crisis came to the top.Ever since,the loan crisis has rapidly come in American and even quickly spread to the global market.In recent years,our country money market was also facing the very big challenge.Facing the stern situation,how does the Commercial bank maintains the steady progression is currently the most important issue.This article has analyzedour country Co... |
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| Keywords: | individual housing loans risks management |
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