改制上市是国有商业银行改革的关键

从国际环境和国内环境两个方面分析了国有商业银行改制上市的必然性，进一步指出国有商业银行改制上市有利于改善银行资本金扩充渠道，提高资本充足率，增强其抗风险能力，同时还有利于建立现代商业银行制度。

System-transforming and Listing Are the Keys of the Reform of the State-owned Commercial Banks

From two aspects of international environment and domestic environment, this paper analyzes on the necessity of the system-transforming and listing of the state-owned commercial banks, and further points out that the system-transforming and listing of the state-owned commercial banks are beneficial to expanding the channel of the banks' capital funds, increasing the capital adequacy ratio and strengthening their anti-risk ability, and also beneficial to establishing the modern commercial bank system.