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商业银行信贷风险成因与对策
引用本文:张健,陈莉.商业银行信贷风险成因与对策[J].成都大学学报(自然科学版),2004,23(4):52-55.
作者姓名:张健  陈莉
作者单位:四川大学,经济学院,成都,610064
摘    要:分析了我国商业银行面临的信贷风险成因问题,并通过借鉴比较国际银行业先进的控制信贷风险的措施和办法,对我国商业银行如何防范信贷风险给出了相关对策建议

关 键 词:商业银行  信贷风险  风险控制  风险管理
文章编号:1004-5422(2004)04-0052-04

Analysis on Causes and Countermeasures of Credit Risks in Commercial Banks
ZHANG Jian,CHEN Li.Analysis on Causes and Countermeasures of Credit Risks in Commercial Banks[J].Journal of Chengdu University (Natural Science),2004,23(4):52-55.
Authors:ZHANG Jian  CHEN Li
Abstract:China's commercial banks are deficient in innovative business up to now. The credit assets take a high proportion in assets business. The quality of credit assets has critical effects on existence of the commercial banks. Focusing on causes of credit risks of commercial banks, this paper gives some suggestions for the state commercial banks to prevent the credit risks by using the experience of international banking industry's countermeasures of controlling the credit risks.
Keywords:commercial banks  credit risks  risk control  risk management
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