试论私人金融理财在商业银行的拓展

私人金融理财业务，是银行作为投资顾问，并为居民个人提供各种便捷的金融工具所进行的全方位的金融服务，它随当前居民收入迅速增加、金融投资意识日益增强的形势而产生，是银行业务发展的一个重要增长点。各银行根据自身的条件向客户提供有特色的私人金融监理服务是银行业务拓展的新趋势。

On Personal financial management service of commercial banks

Personal financial management service is an omnibearing financial service.The bank,as the consultant for the personal investors,provides them with different financial tools.The service comes into being with the rapid increase of the residents' income and increasing enhancement of the investing consciousness. It should be a growing point of banking business.And it will be surely a new developing tendency that the banks extend their business by providing characterful personal financial management service to their customers.