不可抗辩条款之"不争期间"性质辨析

不可抗辩条款之"不争期间"的性质既非除斥期间,也非诉讼时效,更不是抗辩权行使的期限限制,而应该是英、美保险法上特殊之"弃权与禁止反言制度"的具体内容之一。认识不可抗辩条款之"不争期间"的性质不能仅仅停留在"期间"或"抗辩"的表面,应从"不可抗辩条款"的产生发展、规范对象及目的作用来看,这样才能跳出注释法学的巢臼,从整体上准确阐释"不争期间"在法律上的性质。

Analysis of the Nature of "Indisputable Period" in Incontestable Clause

In Incontestable clause,the "Indisputable period" is not the period that eliminates reprimands,not the limitation of legal proceedings,nor the limit of the deadline for the right to counterplead.It should be one of the special "the waiver and estoppe1 systems" in the UK-US law of insurance.We don't analyze the character of "Indisputable period" from the perspective of "the period" or "demur",which are superficial.We should analyze it from the point of the formation and development,the object to regulate and...