河南省农村养老保障制度的困境与对策分析

建立新型农村养老保障是为解决城乡居民老有所养问题而实施的一项重要的社会政策，但该制度客观上存在养老保险基金运作不合理、保险基金的来源模糊等问题。通过分析河南省农村养老保障制度的困境，分析政策的利弊得失，解读政策背后的设计理念，探讨和总结了“全民社会养老”模式的做法和经验。

Difficulty and Solution to Rural Old- age Security System in Henan Province

Establishing the new rural old - age security is an important social policy to solve the problem of the old -age security in urban and rural area. But the problems of unreasonable operating and unclear source of the old -age insurance fund arise in the aspect of system. On the base of the analysis of the problems and pluses and minuses of the rural old - age security in Henan province, draught concept of the policy is researched and the practice of universal social pension is discussed.