| 电子支付市场的创新策略与演化 |
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| 引用本文： | 王莹,张宽海,童牧.电子支付市场的创新策略与演化[J].吉林大学学报(信息科学版),2012,30(4):409-417. |
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| 作者姓名： | 王莹 张宽海 童牧 |
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| 作者单位： | 西南财经大学 中国支付体系研究中心,成都 611130 |
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| 基金项目： | 国家社科基金重点资助项目，西南财经大学实验经济学实验室基金资助项目 |
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| 摘 要： | 为了研究支付机构间的竞争性互动行为，通过引入支付市场用户的“转换成本”差异分析用户的异质性及其行为对支付创新策略的影响，并运用演化博弈推论局部渐进演化稳
定战略的形成条件。证明了当演化均衡路径可达时,会强化或弱化整个支付市场的创新行为,为研究支付机构群体间创新所带来的竞争性互动提供了理论框架。
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| 关 键 词： | 电子支付 支付创新 创新动机 演化博弈 |
Innovation Strategy and Evolution on E-Payment Market |
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| WANG Ying
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ZHANG Kuan-hai
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TONG Mu.Innovation Strategy and Evolution on E-Payment Market[J].Journal of Jilin University:Information Sci Ed,2012,30(4):409-417. |
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| Authors: | WANG Ying ZHANG Kuan-hai TONG Mu |
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| Institution: | Research Center for China Payment System,Southwestern University of Finance and Economics,Chengdu 611130,China |
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| Abstract: | In order to study the competitive interactive behavior of the payment institutions,we review the influence of user heterogeneity for payment service innovation strategy based on the transfer cost.We also analyze the formation conditions of the local progressive evolutionary stable strategy through evolutionary game,and prove that e-payment market Innovative behavior will be intensified or weakened when there is an evolution equilibrium pathway.We offer a theoretical framework for researching innovation competition interactive between payment institutions. |
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| Keywords: | E-payments payment innovation innovation motivation evolutionary game |
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