| 居民储蓄与利率关系的实证分析 |
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| 引用本文： | 杨丽,黄玉林.居民储蓄与利率关系的实证分析[J].山东科技大学学报(自然科学版),2004,23(1):102-104. |
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| 作者姓名： | 杨丽 黄玉林 |
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| 作者单位： | 1. 山东轻工业学院,经济管理学院,山东,济南,250100
2. 山东轻工业学院,数理系,山东,济南,250100 |
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| 摘 要： | 运用山东城乡居民储蓄的数据，对居民储蓄存款余额和当年储蓄存款两个居民储蓄指标与利率的关系进行经济计量分析，结果表明：居民储蓄存款余额与名义利率和实际利率都没有显著正相关关系，当年储蓄存款与名义利率在1993年后呈显著正相关性，与实际利率没有正相关性。
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| 关 键 词： | 经济计量 储蓄存款余额 名义利率 实际利率 |
| 文章编号： | 1672-3767(2004)01-0102-03 |
| 修稿时间： | 2004年2月24日 |
A Case Study of the Relationship between Inhabitant Savings and Interest Rate |
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| YANG Li,HUANG Yu-lin.A Case Study of the Relationship between Inhabitant Savings and Interest Rate[J].Journal of Shandong Univ of Sci and Technol: Nat Sci,2004,23(1):102-104. |
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| Authors: | YANG Li HUANG Yu-lin |
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| Institution: | YANG Li~1,HUANG Yu-lin~2 |
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| Abstract: | On the basis of the data published in Shandong Statistical Yearbook,we have analysed the relationship between the two indexes (inhabitant savings balance and savings deposit at the present year)and interest rate.The result shows that there is no significant positive correlation between inhabitant savings balance and nominal or real interest rate,while the savings deposit of the present year is significantly positive correlated with nominal interest rate after 1993,and is not positive correlated with real interest rate. |
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| Keywords: | savings GDP interest rate |
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