| 商户联盟与Hotelling竞争下支付卡交换费的比较分析 |
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| 引用本文： | 骆品亮.商户联盟与Hotelling竞争下支付卡交换费的比较分析[J].复旦学报(自然科学版),2005,44(6):1016-1022. |
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| 作者姓名： | 骆品亮 |
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| 作者单位： | 复旦大学,管理学院,上海,200433 |
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| 基金项目： | 上海市高等学校优秀青年教师后备人选计划;复旦大学校科研和教改项目 |
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| 摘 要： | 构建银行卡组织、商户与消费者的动态博弈模型研究支付卡的交换费问题．在银行卡组织垄断条件下，比较分析了商户联盟与商户进行Hotelling竞争两种市场结构下的均衡交换费；并进一步分析商户数量及银行卡组织引入竞争机制对均衡交换费的影响．基本结论对POS支付、ATM交易等网络型产业的接人定价与规划政策具有一定借鉴参考价值．
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| 关 键 词： | 支付卡 联盟 Hotelling模型 交换费 |
| 文章编号： | 0427-7104（2005）06-1016-07 |
| 收稿时间： | 04 23 2005 12:00AM |
| 修稿时间： | 2005-04-23 |
A Hotelling Model on Interchange Fees of Payment Card Compared to Commodities' Alliance |
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| LUO Pin-liang.A Hotelling Model on Interchange Fees of Payment Card Compared to Commodities' Alliance[J].Journal of Fudan University(Natural Science),2005,44(6):1016-1022. |
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| Authors: | LUO Pin-liang |
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| Institution: | Management School of Fudan University, Shanghai 200433, China |
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| Abstract: | It established a dynamic game model about the payment card scheme,merchants and consumers to study the interchange fees of payment card. With a single payment card scheme, a comparative equlibrium analysis on the interchange fees is done upon two different market structures, i. e. merchants competing with each other as in a Hotelling model and merchants entering strategic alliance like a monopoly. Furthermore, the impact of the number of merchants and the competition among payment card schemes on the equilibrium of interchange fees is foreseen. The main conclusions are meaningful to the regulation of access pricing in network industries such as POS payment system and ATM transaction system. |
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| Keywords: | payment card alliance Hotelling model interchange fees |
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