宏观调控形势下泰州市信贷集中问题研究 |
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引用本文: | 葛杰.宏观调控形势下泰州市信贷集中问题研究[J].无锡职业技术学院学报,2007,6(5):92-94. |
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作者姓名: | 葛杰 |
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作者单位: | 泰州师专远程教育部,江苏,泰州,253000 |
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摘 要: | 我国信贷集中现象日渐突出,信贷集中不仅是金融问题,更有其深刻的经济原因。该文以江苏省泰州市为样本,对宏观调控以来信贷集中的主要表现及其成因进行实证分析,得出的基本结论不仅对商业银行自身发展有一定启示,对促进经济社会全面、协调、可持续发展的宏观经济政策制定也有一定的指导意义。
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关 键 词: | 信贷集中 信贷配给 信息不对称 |
文章编号: | 1671-7880(2007)05-092-03 |
修稿时间: | 2007年9月13日 |
On the Credit Concentration in Taizhou City under the Macro-control Situation |
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Authors: | GE Jie |
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Abstract: | The phenomenon of credit concentration is increasingly prominent. The author considers that credit concentration is not only financial issues but also macro-economic issues. Based on the data of Taizhou city in Jiangsu province , the paper analyzes the main performances and causes of the credit concentration under the macro-control situation by empirical analysis. The conclusion is favorable not only to the development of the commercial banks but also to the macro-economic policy formulation to motivate the macro-economic. |
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Keywords: | credit concentration credit rationing asymmetric information |
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