中小企业融资难问题分析——以湖北省孝感市为例

融资难已成为制约孝感市中小企业发展的主要瓶颈。为破解孝感市中小企业融资难问题，应全面建立中小企业信贷专营机构，积极创新信贷品种和营销方式，再造中小企业信贷流程，建立中介机构竞争机制和服务承诺机制，大力加强担保体系建设，提高中小企业管理素质，积极推进中小企业信用体系建设，拓宽直接融资渠道，营造中小企业融资的良好环境。

Analysis of Small and Medium Enterprises Financing Difficulty:Xiaogan City,Hubei Province as an Example

The financing difficulties have become the main bottlenecks to restrict the Xiaogan development of the small and medium enterprises.To break Xiaogan small and medium enterprises financing difficulties,it should be the full establishment of small and medium enterprises credit franchisee-active and innovative varieties and marketing of credit,small and medium enterprise credit process re-establishment of intermediary institutions and service commitments competition mechanism,vigorously strengthen the security...