| 基于GA神经网络的个人信用评估 |
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| 引用本文： | 朱兴德,冯铁军.基于GA神经网络的个人信用评估[J].系统工程理论与实践,2003,23(12):70-75. |
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| 作者姓名： | 朱兴德 冯铁军 |
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| 作者单位： | 上海财经大学经济信息管理系 上海200083 |
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| 摘 要： | 提出了基于遗传算法神经网络的个人信用评估模型,利用标准遗传算法和Solis&Wets算法的混合算法同时优化神经网络的结构和权重/阈值系数,并在探讨个人信用评估指标的基础上,针对模型实际应用问题提出了解决方案.
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| 关 键 词： | 个人信用评估 神经网络 遗传算法 Solis＆Wets算法 个人信用评估指标 |
| 文章编号： | 1000-6788(2003)12-0070-06 |
| 修稿时间： | 2002年11月20 |
Individual Credit Appraisal Based on Neural Networks Optimized by Genetic Algorithm |
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| ZHU Xing\|de,FENG Tie\|jun.Individual Credit Appraisal Based on Neural Networks Optimized by Genetic Algorithm[J].Systems Engineering —Theory & Practice,2003,23(12):70-75. |
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| Authors: | ZHU Xing\|de FENG Tie\|jun |
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| Institution: | Dept of Economics Information Management, Shanghai University of Finance and Economics, Shanghai 200083, China) |
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| Abstract: | Individual credit appraisal technology is one of the critical issues of building national individual credit system. An individual credit appraisal model based neural network whose topology and connection weights are optimized by genetic algorithm (GA\|NN) is proposed in this paper. And the detail of the model's application is given based the discussion about the individual credit appraisal indexes. |
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| Keywords: | individual credit appraisal neural networks genetic algorithm solis&wets algorithm individual credit appraisal indexes |
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