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Study of Commercial Bank Risk Monitoring Model in Individual Consumption Credit
作者姓名:刘春红
作者单位:International Culture
基金项目:This wort wag supported by National Natural Science Fund of China ( 70102007/G0202).
摘    要:With the development of individual consumption credit (ICC) in China, commercial banks have been exposed to more and more risks. The loan failure has been an important problem that the banking must face and revolve. This paper develops a factor system to explain how the borrower's risk is affected, and then establishes a risk monitoring model with AHP to pre-warn the banks how much the risk is.


Study of Commercial Bank Risk Monitoring Model in Individual Consumption Credit
LIU Chun-hong International Culture Exchange School,Donghua University,Shanghai.Study of Commercial Bank Risk Monitoring Model in Individual Consumption Credit[J].Journal of Donghua University,2003,20(2).
Authors:LIU Chun-hong International Culture Exchange School  Donghua University  Shanghai
Institution:International Culture Exchange School, Donghua University, Shanghai 2000051
Abstract:With the development of individual consumption credit (ICC) in China, commercial banks have been exposed to more and more risks. The loan failure has been an important problem that the banking must face and revolve. This paper develops a factor system to explain how the borrower's risk is affected, and then establishes a risk monitoring model with AHP to pre-warn the banks how much the risk is.
Keywords:risk monitoring  analytic hierarchy process
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