中国非寿险公司承保能力的实证分析

拥有足够的承保能力是保险公司长期稳健经营的基础，是保险公司可持续发展的手段，是保险公司综合竞争能力的体现，是实现保险公司发展战略的前提．承保能力在保险公司的发展中和战略规划中至关重要．采用定量方法对中国非寿险公司的承保能力进行分析，即应用多元统计分析技术中的因子分析方法，对中国非寿险保险公司的承保能力进行实证分析，以期深入地了解各家保险公司承保能力的优势与劣势．为各家保险公司的战略规划制定提供决策参考．

Concrete Evidence Reseach to the Aacepting Insurance Ability of China's Non-life Insurance Companies

Owning to the ability of accepting insurance enough,it is the foundation for insurance companies to operate in a long-term and steady way,a method to develop sustainably,a reflection of an insurance company's comprehensive competition ability and also a premise for an insurance company to realize developing strategy.Accepting insurance ability is very important in the development and strategic planning for an insurance company.The quantitative analysis is used to analyze the ability of accepting insurance of our country's insurance companies,in another word,the factor(analysis),which belongs to the analysis of diverse statistic,is used.Using the method to give a concrete evidence analysis to the ability of accepting insurance of our country's non-life insurance companies,so that the insurance companies can understand very well to the advantages and disadvantages of the ability of accepting insurance to each other,and as well as supplying a strategic reference for the insurance companies themselves to make decisive planning.