| 汽车保险的数学模型 |
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| 引用本文： | 邹锐标 廖基定. 汽车保险的数学模型[J]. 吉林工学院学报, 2004, 25(2): 38-41 |
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| 作者姓名： | 邹锐标 廖基定 |
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| 作者单位： | [1]湖南农业大学理学院，湖南长沙410128 [2]南华大学数理学院，湖南衡阳421001 |
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| 摘 要： | 利用某保险公司在开展汽车保险业务中所积累的具体数值资料，综合考虑投保者心理、保费、赔偿金额、返回额以及宣传力度等因素，应用数理统计与数学实验的方法，建立了一个汽车保险的简单实用的数学模型，并根据相关数据的变动提供了改进模型的思路，该模型可为保险公司开展汽车保险业务提供较好的参考。
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| 关 键 词： | 汽车保险 费 率 数学模型 |
| 文章编号： | 1006-2939(2004)02-0038-04 |
| 修稿时间： | 2004-02-17 |
A Mathematical Model for Automobile Insurance |
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| ZOU Rui-biao,LIAO Ji-ding. A Mathematical Model for Automobile Insurance[J]. Journal of Jilin Institute of Technology, 2004, 25(2): 38-41 |
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| Authors: | ZOU Rui-biao LIAO Ji-ding |
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| Affiliation: | ZOU Rui-biao~1,LIAO Ji-ding~2 |
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| Abstract: | A concise and helpful mathematical model for automobile insurance is built up by means of statistics and mathematical experiment with authentic data drawn from the automobile insurance (practice) of a certain insurance corporation. Factors considered include the insurant's psychology, (premiums), compensation coverage, return values and market promotion. Notions for improvement of the model is presented according to data variation. The said model provides a reasonable reference for the automobile insurance practice. |
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| Keywords: | automobile insurance premium ratio mathematical model. |
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