| 浅谈住房抵押贷款证券化--中国的模式 |
| |
| 引用本文： | 王优. 浅谈住房抵押贷款证券化--中国的模式[J]. 科技情报开发与经济, 2006, 16(10): 133-135 |
| |
| 作者姓名： | 王优 |
| |
| 作者单位： | 贵州大学科技学院,贵州,贵阳,550025 |
| |
| 摘 要： | 针对我国商业银行住房抵押贷款的风险,提出了我国应该发行个人住房抵押贷款证券的设想,并探讨和分析了住房抵押贷款的组织模式及功能、资产池的构造、SPV的设立与我国的实际情况、证券产品的设计、信用增级和信用评级的注意事项等方面的问题。
|
| 关 键 词： | 资产证券化 住房抵押贷款证券化 资产池 |
| 文章编号： | 1005-6033（2006）10-0133-03 |
| 收稿时间： | 2006-02-17 |
| 修稿时间： | 2006-02-17 |
Talking about the House Mortgage-backed Securitization: Chinese Mode |
| |
| WANG YOU. Talking about the House Mortgage-backed Securitization: Chinese Mode[J]. Sci-Tech Information Development & Economy, 2006, 16(10): 133-135 |
| |
| Authors: | WANG YOU |
| |
| Abstract: | In the light of the risk of the house mortgage-backed loan for commercial bank,this paper puts forward the presumption of issuing mortgage-backed securitization in China,probes into and analyzes on the problems of the organizational modes and functions of the mortgage-backed securitization,the structure of the asset-pool,the establishment of SPV and the actual circumstance in China,the design of the securities products,the credit increase and credit evaluation,etc. |
| |
| Keywords: | asset-backed securitization house mortgage-backed securitization asset pool |
| 本文献已被 CNKI 维普 万方数据 等数据库收录！ |
|
