解决中小企业融资难的思考

中小企业已经成为我国国民经济的重要支柱和举足轻重的生力军,是我国最具有活力的国民经济新的增长点。但是,资金短缺、融资困难的问题,严重制约着中小企业的生存和发展。文章从企业自身、金融体系、资本市场和外部环境等方面分析中小企业融资难的主要因素,提出多方面、多渠道解决中小企业融资难的主要对策。

Reflections on the Financing of Small and Medium-sized Enterprises

Small and Medium-sized enterprises are the indispensible support and force in the national economy of China and have become the new and most active growth pole of the economy.But the shortage of fund and difficulties in financing have been seriously restricting their development and survival.The paper analyzes some factors in financing and proposes some solutions from enterprises themselves,the financial system,the capital market and the exterior environment.