| 基于锡尔系数的寿险业区域差异分析 |
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| 引用本文： | 苏恒轩. 基于锡尔系数的寿险业区域差异分析[J]. 中国科学技术大学学报, 2011, 41(3). DOI: 10.3969/j.issn.0253-2778.2011.03.012 |
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| 作者姓名： | 苏恒轩 |
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| 作者单位： | 中国科学技术大学管理学院,安徽合肥,230026 |
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| 摘 要： | 从保费收入和保险密度指标来看,我国寿险业的发展呈现出区域不平衡的特征.基于东、中、西、东北的四大保险区域划分方法,引入锡尔系数对寿险业的区域差异程度进行实证测度.结果表明:寿险业发展不平衡的主因在于各个区域内部的省际差异,而区域之间的差异对整体差异的贡献度不如区域内部差异,且区域间差异呈现下降趋势.根据这一实证结果,为了针对地区保险市场差异进行区域保险政策制定,有必要打破传统的地带保险区划方法,根据保险业发展程度进行区域划分,从而进行分类指导.
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| 关 键 词： | 寿险业 区域差异 锡尔系数 |
Analysis of regional difference of life insurance industry based on Theil index |
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| SU Hengxuan. Analysis of regional difference of life insurance industry based on Theil index[J]. Journal of University of Science and Technology of China, 2011, 41(3). DOI: 10.3969/j.issn.0253-2778.2011.03.012 |
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| Authors: | SU Hengxuan |
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| Affiliation: | SU Hengxuan(School of Management,University of Science and Technology of China,Hefei 230026,China) |
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| Abstract: | Regional inequality of life insurance industry obviously exists in terms of premium and insurance density.By dividing the life insurance market into four areas,East,Middle,West and Northeast,the spatial difference of life insurance using the method of Theil coefficient was measured.The outcome of an empirical analysis shows that provincial inequality within these areas is a mainl cause of the regional difference of life insurance,while the difference among the areas has a lower contribution to the overall d... |
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| Keywords: | life insurance industry regional inequality Theil coefficient |
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