川西南民族地区农村金融精准扶贫对策研究——以凉山州为例

川西南民族地区是我国重要的连片贫困区,在精准扶贫中需要依托金融扶贫夯实基础。基于川西南民族地区的精准扶贫的实际情况,通过对当前凉山州农村金融支农现状分析,从金融机构和农村贫困地区农户两个方面探析了农村金融支农不足原因,最后,从州政府、金融机构以及农户三个层面提出农村金融精准扶贫政策建议,以期助推川西南民族地区精准扶贫工作,实现同步小康的战略实践。

Countermeasures Research on Precise Poverty Alleviation of Rural Finance in Ethnic Minority Areas in Southwest Sichuan:In the case of Liangshan

The ethnic minority areas in Southwest Sichuan are important contiguous poverty areas in China, and they need to rely on financial poverty alleviation to tamp the foundation in precise poverty alleviation. Based on the real situation of precise supporting the poor in southwest minority areas of Sichuan, through the analysis of the current situation of rural financial support for agriculture in Liangshan, this paper analyzes the reasons for insufficient rural financial support for agriculture from the two aspects of financial institutions and poor rural households. Finally, the paper puts forward the policy recommendations of rural financial precision poverty alleviation from the three levels of the state government, financial institutions and farmers, in order to boost the poverty alleviation work and realize the strategy of achieving a moderately prosperous life at the same time in the minority areas of Southwest Sichuan.