| 住房贷款证券化两种模式的比较与选择 |
| |
| 引用本文： | 李晓锦.住房贷款证券化两种模式的比较与选择[J].科技情报开发与经济,2004,14(9):147-149. |
| |
| 作者姓名： | 李晓锦 |
| |
| 作者单位： | 西北农林科技大学 |
| |
| 摘 要： | 作为不动产证券化重要形式的住房抵押贷款证券化，是中国金融创新的重中之重。对我国开展住房贷款证券化的两种模式进行了比较分析，并结合国外经验指出，表外融资是我国推行住房贷款证券化应选用的最佳模式。
|
| 关 键 词： | 住房抵押贷款证券化 特殊目的栽体（SPV） 表外融资 表内融资 |
| 文章编号： | 1005-6033(2004)09-0147-03 |
| 修稿时间： | 2004年5月17日 |
Comparison and Selection of the Two Models of the House Loan with the Securities |
| |
| LI Xiao-jin.Comparison and Selection of the Two Models of the House Loan with the Securities[J].Sci-Tech Information Development & Economy,2004,14(9):147-149. |
| |
| Authors: | LI Xiao-jin |
| |
| Institution: | LI Xiao-jin |
| |
| Abstract: | As the main form of the real property represented by the securities, the house loan and mortgage with the securities is a very important financial i nnovation of China. This paper makes comparison and analysis of the two models o f developing the house loan with the securities in China, and connecting with th e foreign countries' experiences, points out that the off-balance sheet financi ng is the best model for our country to select in promoting the house loan with the securities. |
| |
| Keywords: | house loan and mortgage with the securities special purpose vehicl e (SPV) off-balance sheet financing in-balance sheet financing |
| 本文献已被 CNKI 维普 万方数据 等数据库收录！ |
