基于OLS模型的商业银行管理层薪酬影响分析

对商业银行薪酬激励机制与银行业绩的实证分析、完善其薪酬激励机制的建议进行了讨论。使用Eviews、Stata等统计计量软件进行Pearson相关性检验、Hotelling T2检验、OLS回归等,对各变量及其相关关系进行分析验证。统计结果显示样本中银行管理层薪酬与银行经营能力有较强的正相关性,与不良贷款率负相关,但员工薪酬激励机制统计不显著。最后提出完善中国商业银行薪酬激励简短建议,希望建立合理的银行管理层薪酬激励约束机制。

Impact Analysis of Salary Incentive Effect on Commercial Bank Managers based on OLS Model

Demonstration analyses on both commercial bank＇s salary incentive system and bank performance evalua- tion were carried out and suggestions on improving salary incentive mechanism was discussed. Pearson correlation, Hotelling T2 and OLS regression were tested using Eviews and Stata, and variables and their correlationships were analyzed and verified. Statistical sample shows that bank operation ability has strong positive correlation with bank manager salary, but is negatively related to non-performing loan ratio. However, staff salary incentive effect is not statistically significant. In the end, the author put forward some brief suggestions on improving the salary incentive system, hoping to establish a reasonable staff salary incentive system.