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民间融资繁荣的背后
引用本文:石玫.民间融资繁荣的背后[J].科技情报开发与经济,2007,17(29):194-195.
作者姓名:石玫
作者单位:中国银行业监督管理委员会忻州监管分局,山西忻州,034000
摘    要:阐述了民间融资发展的主要特点,列举了我国银行业九大制度缺陷,指出我国银行业目前存在的制度性缺陷是导致银行业金融服务功能弱化的重要原因,客观上促进了民间融资的繁荣,提出了相应的政策建议。

关 键 词:民间融资  制度缺陷  资金借贷
文章编号:1005-6033(2007)29-0194-02
修稿时间:2007年1月8日

Behind the Non-governmental Financing
SHI Mei.Behind the Non-governmental Financing[J].Sci-Tech Information Development & Economy,2007,17(29):194-195.
Authors:SHI Mei
Abstract:This paper expounds the main features of the development of the non-governmental financing,lists nine institutional defects of our country's banking business,and points out that the institutional defect existing currently in our country's banking business is the main reason of weakening the financial service function of the banking business and promote the development of the non-governmental financing objectively,and puts forward some corresponding policies and suggestions.
Keywords:non-governmental financing  banking business  institutional defects  capital borrowing and lending
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