| 商业医疗保险滞销原因析 |
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| 引用本文： | 倪莲琴.商业医疗保险滞销原因析[J].上海大学学报(自然科学版),2001(Z1). |
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| 作者姓名： | 倪莲琴 |
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| 作者单位： | 上海大学国际工商与管理学院 上海 |
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| 摘 要： | 商业医疗保险是一国社会保障制度发展的必然产物 .其发展之所以受到限制 ,主要在于 :保险是具有特殊功用的商品 ;目前我国境内保险公司能提供的品种从质量和数量上与我国居民的保险需求有一定的差距 ;医疗保险最易导致逆选择 ;我国保险市场需求“不足”.
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| 关 键 词： | 保险 商业医疗保险 风险控制 逆选择 |
Analysis on Depression of Commercial Malpractice Insurance |
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| NI Lian-qin.Analysis on Depression of Commercial Malpractice Insurance[J].Journal of Shanghai University(Natural Science),2001(Z1). |
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| Authors: | NI Lian-qin |
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| Abstract: | It is necessary to develop China's social insurance system. Insurance is a special commodity. At present insurance companies in China offer various types of insurance, but they still cannot meet people's need both in quality and quantity. It is the main reason why the development of insurance is hindered. Malpractice insurance may result in inverse selection. Therefore in this country there is less activity in the insurance market. |
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| Keywords: | insurance commercial malpractice insurance risk control inverse selection |
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