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次贷危机对于我国商业银行的警示与对策
引用本文:倪峰,金道政.次贷危机对于我国商业银行的警示与对策[J].科技情报开发与经济,2008,18(32):116-117.
作者姓名:倪峰  金道政
作者单位:安徽工业大学经济学院,安徽马鞍山,243002
摘    要:介绍了美国次贷危机时我国商业银行的警示作用,探讨了我国商业银行面临的按揭贷款风险,指出金融机构要加强对房贷风险的管理。

关 键 词:次贷危机  按揭贷款  资产证券化  商业银行

The Warning Signs of Subprime Mortgage Crisis to Chinese Commercial Banks and Countermeasures
NI Feng,JIN Dao-zheng.The Warning Signs of Subprime Mortgage Crisis to Chinese Commercial Banks and Countermeasures[J].Sci-Tech Information Development & Economy,2008,18(32):116-117.
Authors:NI Feng  JIN Dao-zheng
Institution:NI Feng, JIN Dao-zheng
Abstract:This paper introduces the waning signs of American subprime mortgage crisis to Chinese commercial banks,probes into the mortgage loan risks faced by Chinese commercial banks,and points out that the financial institute should strengthen the management of mortgage loan risks.
Keywords:subprime mortgage crisis  mortgage loan  asset securitization  Chinese Commercial bank
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