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利率市场化条件下农村信用社的困难与应对
引用本文:李丽滢. 利率市场化条件下农村信用社的困难与应对[J]. 沈阳大学学报:自然科学版, 2005, 17(1): 32-34
作者姓名:李丽滢
作者单位:沈阳大学,工商管理学院,辽宁,沈阳,110041
摘    要:从分析利率市场化条件下农村信用社面临的问题人手,剖析问题存在的原因,提出:为保证我国农村信用社利率市场化的顺利进行,必须认真总结农村信用社利率试点的经验和教训,在信用社产权改制、金融产品定价、建立利率风险管理机制等方面作一些探索。

关 键 词:利率市场化 利率风险 农村信用社
文章编号:1008-9225(2005)01-0032-03
收稿时间:2004-10-18
修稿时间:2004-10-18

Difficulty and Countermeasures of RCCs Under the Market-based Condition of Interest Rate
Li Liying. Difficulty and Countermeasures of RCCs Under the Market-based Condition of Interest Rate[J]. Journal of Shenyang University, 2005, 17(1): 32-34
Authors:Li Liying
Abstract:Analyses the difficulties of RCCs under the market-based condition of interest rate, and the reason why the question exists. Puts forward that, in order to guarantee the harmony of market-based interest rate of RCCs of our country, the experience and lesson of the interest rate pilot project of RCCs must be summarized conscientiously, explorations should be made in the aspects of property right reform system, making financial product fix the price and setting up interest rate risk management mechanism, etc.
Keywords:interest rate marketization  interest rate risk  rural credit cooperatives (RCCs)
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