数字化转型背景下我国金融机构业务与技术融合发展的路径

近年来,我国金融行业数字化转型不断提速,金融机构数字化转型已迫在眉睫.金融机构面临的数字化转型环境包括3个方面:一是大数据走向跨界融合;二是人工智能加速发展;三是区块链等技术建立了新型连接关系.基于以上环境分析,文章认为金融机构数字化转型的核心在于业务与技术融合,需要在机制、组织、架构、人才和文化层面实行再造.     

Fe掺杂对BiTaO_4陶瓷样品介电和铁电特性的影响

为探究Fe掺杂对BiTaO4陶瓷样品介电特性和铁电特性的影响,采用传统固相烧结法制备了Bi Ta1-xFexO4-x(x=0,0.01,0.03)陶瓷样品,利用X线衍射仪和扫描电子显微镜对样品的晶体结构和表面形貌进行分析,利用精密阻抗分析仪和铁电分析仪对样品的介电性能和铁电性能进行检测.结果表明:Fe掺杂没有明显改变样品的晶体结构;随着Fe掺杂量的增加,样品的介电常数表现出较好的稳定性,介电损耗略有减小,且基本保持在tanδ=0.05以下,其漏电流先增大后减小,且掺杂样品均可得到比较完整的电滞回线.     

关于检查井沉降与解决措施的研究

基于我国检查井施工中出现的不均匀沉降及相关施工问题的实际情况,针对导致上述问题出现的各方面原因进行分析,就优化设计、规范开挖及回填施工、强化检查井的砌筑等方面提出了相应解决措施.以期为我国市政管线建设中的检查井设计及施工提供借鉴.     

深水铺管船的动力定位能力评估系统

为解决评估铺管船作业能力的难题,提出一种适用于评估铺管船动力定位能力的方法,开发了动力定位能力评估程序系统,并针对高海况环境条件设计了优化的辅助作业方案.采用数值计算方法对铺管船作业期间的平均二阶力、风载荷以及流载荷进行仿真计算,建立了环境载荷与动力定位系统提供的推力之间的平衡关系,给出了用于评估铺管船动力定位能力的系统模块,采用动力定位能力包络线的方式表达动力评估结果.在高海况作业中给出安全建议,即采用辅助拖轮作用于船舶适当位置以增强动力定位能力,从而降低工程作业风险.     

习近平的新时代科技创新全球视野

 当前世界新一轮科技与产业革命正蓄势待发，中共中央总书记、国家主席、中央军委主席习近平以全球视野提出了新时代科技创新的指导思想。习近平指出：新时代中国必须采取科技创新全球视野系列举措，瞄准世界科技前沿，实施科技开放创新；构建世界科技命运共同体，实现世界各国合作共赢共享发展；采取"非对称性"赶超战略，取得后发超越；全面提升科技创新全球化，增强科技创新全球竞争力和世界影响力。分析表明，新时代习近平科技创新全球视野是引领和指导中国科技创新发展和建成世界科技强国的重大方略。     

砂岩在西湖凹陷花港组交互式盖层中的作用初探

西湖凹陷花港组盖层具有砂泥岩交互式发育特征，而与泥岩伴生的砂岩类盖层的油气封闭作用研究较少。采用岩芯、镜下观察及压汞等分析方法，对砂泥岩交互式盖层中的砂岩特征进行了分析。结果表明，盖层中的砂岩可作为有效盖层，砂岩类盖层早期受沉积环境控制，含有较多的泥质而导致早期压实作用较强，加之晚期的黏土矿物转换及胶结物的发育，具备形成良好盖层的条件。在不同地区进行砂岩盖层有效性研究时应以沉积环境为基础，针对不同类型的砂岩进行成岩作用研究，并针对不同类型的砂岩样品进行实验分析以明确砂岩盖层的有效性。     

General mechanisms of drought response and their application in drought resistance improvement in plants

Plants often encounter unfavorable environmental conditions because of their sessile lifestyle. These adverse factors greatly affect the geographic distribution of plants, as well as their growth and productivity. Drought stress is one of the premier limitations to global agricultural production due to the complexity of the water-limiting environment and changing climate. Plants have evolved a series of mechanisms at the morphological, physiological, biochemical, cellular, and molecular levels to overcome water deficit or drought stress conditions. The drought resistance of plants can be divided into four basic types-drought avoidance, drought tolerance, drought escape, and drought recovery. Various drought-related traits, including root traits, leaf traits, osmotic adjustment capabilities, water potential, ABA content, and stability of the cell membrane, have been used as indicators to evaluate the drought resistance of plants. In the last decade, scientists have investigated the genetic and molecular mechanisms of drought resistance to enhance the drought resistance of various crops, and significant progress has been made with regard to drought avoidance and drought tolerance. With increasing knowledge to comprehensively decipher the complicated mechanisms of drought resistance in model plants, it still remains an enormous challenge to develop water-saving and drought-resistant crops to cope with the water shortage and increasing demand for food production in the future.     

数控车床加工椭圆类非圆曲线宏程序应用

为方便加工零件上不同位置的椭圆轮廓,采用坐标系平移与坐标系旋转的方法,将给定椭圆表达式所在的原坐标系与数控车床工件坐标系建立联系.并通过实例进行粗车循环与宏程序联合编程,完成零件加工.提出的坐标系平移与坐标系旋转方法,可方便地对不同位置的椭圆轮廓在数控车床工件坐标系中建立新的表达式,该方法数学计算简单,适用于各类、不同位置非圆曲线的宏程序编写.     

Optimal investment problem for an insurer and a reinsurer

This paper studies the optimal investment problem for an insurer and a reinsurer. The basic claim process is assumed to follow a Brownian motion with drift and the insurer can purchase proportional reinsurance from the reinsurer. The insurer and the reinsurer are allowed to invest in a risk-free asset and a risky asset. Moreover, the authors consider the correlation between the claim process and the price process of the risky asset. The authors ?rst study the optimization problem of maximizing the expected exponential utility of terminal wealth for the insurer. Then with the optimal reinsurance strategy chosen by the insurer, the authors consider two optimization problems for the reinsurer: The problem of maximizing the expected exponential utility of terminal wealth and the problem of minimizing the ruin probability. By solving the corresponding Hamilton-Jacobi-Bellman equations, the authors derive the optimal reinsurance and investment strategies, explicitly. Finally, the authors illustrate the equality of the reinsurer's optimal investment strategies under the two cases.