英国《数字经济法》及对我国数字版权立法的启示

2010年英国议会通过《数字经济法》,将英国通信管制机构的管制范围由传统媒体扩大到互联网等新媒体,并对在线版权侵权、与互联网域名注册相关的权利等作了规定,但部分条款推迟至2014年执行。虽然《数字经济法》因制定过程比较仓促,相关条款与欧盟一些法令存在冲突,但其在数字版权保护领域所做的努力仍能为我国的数字版权立法提供借鉴。     

随机波动率与跳扩散相结合的保证险的鞅定价

假设未偿付额为常数,且房产价格为对数正态随机波动率过程和一个复合Poisson过程相结合的随机过程,引入期权定价理论,利用特殊的鞅方法,分析了住房抵押贷款保证险的定价问题.     

F#-Time, Functions and Processes: Towards Sustainable Investment Risk Benchmarks

‘I made a mistake’: Alan Greenspan (Financial Times: Alan Beattie and James Politi: Washington, 23rd October 2008). Such are the words of great men, for even in troubled times their self-effacing manner provides useful guidance. Whilst Mr Greenspan may feel this way, he is a product of his environment, one that has seen the cumulative development of financial instruments and strategies that have not been thought through as to their impact on a complex economy. Mainly this is because risk is thought to be discrete and the methods used to price it are flawed. To an engineer the control of a machine is built-in. Although the economy is not a machine, but an intensely connected complex of ever emerging businesses, the process of control needs to be structured in a similar manner. Pricing investment risk in this environment should never have been left to opaque institutions, or processes that do not recognise the co-dependencies of business and systemic functionality. To do so is to ignore the correlation of events in a highly connected world. These events are dynamic and conditional, whose outturns are unknowable. This does not mean unmanageable, but that the control process be built-in to businesses and government in a consistent manner, transparent yet using different parameters. Transparent means that data, assumptions and processes need to be monitored and published in timely manner. As far as accounting for results is concerned it should be recognised that budgeting and reporting to investors is founded on dynamic processes that are therefore changeable; usually out of date; and co-dependent upon others within a complex dynamic network that is both internal and external to the business. The works of Stafford Beer (Brain of the Firm, Heart of the Enterprise, Diagnosing the System) Fredrick Vestor (The Art of Interconnected Thinking) and others are examples of how to manage the internal dynamics of a business and point to a methodology that synthesises the approaches of investors such as Warren Buffett so that extreme outcomes such as the Credit-Crunch 2008 can be reduced in frequency but investors are free to ‘take their risks’. This research aims to compare two extreme events in the financial arena, the ‘Reinsurance Spiral of the late 1980s’ and the ‘2008 Credit-Crunch’, show their commonalities and propose methods that supply liquidity in all but gross systemic failure and allow investment risk to be more ably assessed and priced. It is not meant to be an exhaustive analysis but one focused on how ignoring the proper relationship of time, functions and processes brought about the current problem in both insurance and the capital markets and how a solution may be found. This research note offers an overview on the ongoing PhD research on the topic.

从言语行为理论看大学英语写作教学

通过分析大学英语写作在词汇、句式及篇章层面所存在的典型问题,指出这些问题严重影响着写作中交际意图的传递,会导致写作这一书面交际行为的失败.进而探讨言语行为理论在大学英语写作教学中可能起到的作用,以及在提高大学英语写作教学中应采取的措施.     

社会主义核心价值观指导下的“爱的行为”实践教育探索

从最基本的一种情感体验——"爱"的角度出发,结合不同年级和不同特点学生的认知、情感和意志等心理因素,开展社会主义核心价值观指导下的高职院校"爱的行为"实践教育探索,从而将"爱的行为"养成融入到学生的价值追求、理想信念、心理状态、道德情感、思维方式等方面,促进他们的全面发展。     

考虑人寿保险的最优金融决策

不同于以前的最优消费、投资问题研究，本文研究个人投资者的最优金融决策问题——如何决定最优的证券组合、消费和购买人寿保险，使其期望效用最大化。假设投资者死亡事件是一个独立的泊松过程，对投资者生存期间的最优金融决策问题构造了一数学随机模型，运用动态规划原理和随机分析方法，解决对应的最优控制问题，最优策略可通过对应的HJB方程得到。对于效用函数为CRRA(常数相对风险厌恶)类型，显式地得到具有反馈形式的最优投资过程、消费过程及人寿保险购买过程。     

基于3G的远程应急医疗系统的应用研究

目前,远程医疗系统已经在全球得到较为广泛的应用,但是能做到应急的却寥寥无几。随着3G移动网络的发展,使得基于3G的远程医疗系统的应用成为可能。利用3G的移动性和覆盖范围广的特点,远程应急医疗系统在野外医疗救助、家庭和偏远地区医疗保障等方面将发挥重大作用。讨论和阐述实施远程应急医疗系统的关键技术、应用前景以及带来的社会效益。     

投资连结产品的再保险策略

对趸缴保费和分期缴纳保费两种情况，在投资基金服从对数正态分布的假定下，研究投资连结产品在经营期内每年的最优比例再保险和超额损失再保险策略，所得结论对保险人做此决策具有直接的指导作用。     

论环境污染责任保险法律制度在我国的建立

环境污染采取严格责任,其高额赔偿给企业带来了难以承受的压力,这种压力迫使我国要建立一种保险制度来转嫁企业的风险,而这种保险制度就是环境污染责任保险法律制度。从我国环境污染责任保险的初步实践入手,揭示初步实践中暴露的问题,分析了我国建立环境污染责任保险法律制度的必要性,并就环境污染责任保险法律制度的相关问题予以探讨。     

基于广义流模型的中国保险市场成熟度研究

目前,对中国保险业发展程度的测度和评价指标具有单一性,如保费收入、保险密度、保险深度等常用指标,难以直观、全面测度整个行业的发展状态。为综合评价保险市场发展,采用保险市场成熟度指标,以有效、客观地反映保险业的发育成熟水平及面临的问题。并从经济物理学角度入手,充分考虑保险市场的开放与复杂特性,基于广义流模型,运用人工神经网络模型对2005—2014年保险市场相关数据进行模拟,从多方面对保险市场成熟度进行分析并提出建议。