用“苏格拉底课堂研讨评定法”激活语文课堂教学

通过对“苏格拉底课堂研讨评定法”的实质、意义和实践价值的分析探讨，提出并论证了运用“苏格拉底课堂研讨评定法”激活语文课堂教学的现实可行性。     

利用高析技术改善银行卡营销和服务手段

介绍了如何利用现代高新技术改善银行卡营销和服务的一些设想 (问题提出、系统的构成、功能描述 )以及该设想的必要性、可行性和效果分析     

优质客户信用风险的防范

尽管银行绝大部分利润来自于优质客户，但优质客户的信用风险也不容忽视。本文不仅从客户诚信缺损，银行风险控制不严等方面分析优质客户出现信用风险的直接原因，而且从信息不对称、法律体制和监管上存在的漏洞等方面分析了优质客户出现信用风险的深层次原因，进而提出相应的改进措施以防范风险。     

专科学分制下农产品加工专业的实践教学改革

通过对专科学分制下农产品加工专业的实践教学改革措施的实践与分析,找出了培养专科学生的动手能力和实践技能的一条新路,使农产品加工专业的学生确实能够学到有用的专业知识,在以后就业时能够学以致用,适应激烈的市场竞争。     

发展社会系统工程,加速构建和谐社会

和谐社会应当具备的必要条件已经十分明确。通过何种途径和如何选择捷径以构建和谐社会，即构建和谐社会的充分条件是什么？惟有发展社会系统工程才是不二法门。     

浅谈学分制下的高校学生管理工作

学分制作为一种教学管理制度,它的实行给高校传统的学生管理工作带来了挑战。本文分析了学分制下学生管理工作面临的问题,提出以学生为本,建立一套适合学生发展的学生工作运行体制,完善学生综合评价和激励机制,建立面向全体学生的服务体系等与学分制相适应的学生管理工作措施。     

当代电视法制节目浅析

我国的电视法制节目,从上世纪八十年代开始创办,到繁荣发展的今天,节目形态逐渐成熟,成为广大电视砚众非常喜爱的节目类型之一,也获得了很高的收视率。本文通过阐述我国电视法制节目的发展历程,对其进行现状分析,展示出它在发展过程中取得的很多成绩,同时也发现它存在的一些问题。在此基础上,提出为了适应新的形势和变化,也为了适应电视观众不断变化的口味,电视法制节目应当不断探索新的发展趋势：培养创新意识,打造自身品牌,提高节日从业人员的综合素质;准确定位,提高节目质量;坚持人文精神,加强人文关怀。学习国内外先进经验,增强节目的互动性。相信经过不断探索、学习和改进,我国的电视法制节目必将迎来更将辉煌的未来,也将会成为推动我国的法制建设不断前进的力量。     

基于评论特征提取和隐因子模型的评分预测推荐系统

评分预测是推荐系统研究的核心问题,通过用户的历史行为来预测用户对商品的评分,根据评分高低来推荐用户喜欢的商品.当前基于评论评分预测推荐系统普遍只使用卷积神经网络捕获局部特征或者循环神经网络捕获全局特征,忽略了将这两类特征的有效融合.针对现存问题,本文提出基于评论特征提取和隐因子模型的评分预测推荐模型,使用自适应感受野的卷积神经网络(CNN)提取局部特征,同时使用门控循环单元(GRU)提取全局特征,将不同特征融合为评论的嵌入表达.再结合隐因子模型(LFM)对用户的特征偏好和商品的特征属性进行建模.最后,通过对用户和商品的嵌入表达进行评分预测.实验结果表明,本文模型在5个数据集上均高于现有基线模型.     

基于KMV模型的商业银行信贷风险度量研究

应用KMV模型对商业银行信贷风险度量问题进行深入研究.应用Matlab软件,以六家上市公司的数据为基础进行实证分析,发现评价指标违约距离和违约概率对于上市公司的信贷风险状况评价具有实用性,但个别公司的指标值与其财务状况不一致,说明KMV模型在应用中还存在需要改进之处.最后提出相应的合理化的建议,以提高其准确度.     

F#-Time, Functions and Processes: Towards Sustainable Investment Risk Benchmarks

‘I made a mistake’: Alan Greenspan (Financial Times: Alan Beattie and James Politi: Washington, 23rd October 2008). Such are the words of great men, for even in troubled times their self-effacing manner provides useful guidance. Whilst Mr Greenspan may feel this way, he is a product of his environment, one that has seen the cumulative development of financial instruments and strategies that have not been thought through as to their impact on a complex economy. Mainly this is because risk is thought to be discrete and the methods used to price it are flawed. To an engineer the control of a machine is built-in. Although the economy is not a machine, but an intensely connected complex of ever emerging businesses, the process of control needs to be structured in a similar manner. Pricing investment risk in this environment should never have been left to opaque institutions, or processes that do not recognise the co-dependencies of business and systemic functionality. To do so is to ignore the correlation of events in a highly connected world. These events are dynamic and conditional, whose outturns are unknowable. This does not mean unmanageable, but that the control process be built-in to businesses and government in a consistent manner, transparent yet using different parameters. Transparent means that data, assumptions and processes need to be monitored and published in timely manner. As far as accounting for results is concerned it should be recognised that budgeting and reporting to investors is founded on dynamic processes that are therefore changeable; usually out of date; and co-dependent upon others within a complex dynamic network that is both internal and external to the business. The works of Stafford Beer (Brain of the Firm, Heart of the Enterprise, Diagnosing the System) Fredrick Vestor (The Art of Interconnected Thinking) and others are examples of how to manage the internal dynamics of a business and point to a methodology that synthesises the approaches of investors such as Warren Buffett so that extreme outcomes such as the Credit-Crunch 2008 can be reduced in frequency but investors are free to ‘take their risks’. This research aims to compare two extreme events in the financial arena, the ‘Reinsurance Spiral of the late 1980s’ and the ‘2008 Credit-Crunch’, show their commonalities and propose methods that supply liquidity in all but gross systemic failure and allow investment risk to be more ably assessed and priced. It is not meant to be an exhaustive analysis but one focused on how ignoring the proper relationship of time, functions and processes brought about the current problem in both insurance and the capital markets and how a solution may be found. This research note offers an overview on the ongoing PhD research on the topic.