个人理财建议

现代经济带来了"理财时代",五花八门的理财工具书多而庞杂,许多关于理财的课程亦走下专业领域的舞台,深入上班族、家庭主妇、学生的生活学习当中.随着经济环境的变化,勤俭储蓄的传统单一理财方式已无法满足一般人需求.配合人生规划,理财的功能已不限于保障安全无虑的生活,而是追求更高的物质和精神满足.如何有效地理财,合理利用每一分钱?如何及时地把握每一个投资机会?是理财的关键所在.     

浅谈家庭理财投资

本文通过对理财观念的论述,说明了理财绝 对不是有钱人的专利,普通人通过有效打理,同样可以使钱生钱,实现财富增值的复利效应."你不理财、财不理你"绝对是这个时代的真谛.     

基于ASP.NET的在线理财系统的分析与设计

针对个人理财需求,文章分析和介绍了管理个人资产的在线理财方式,并采用asp.net技术设计了一种基于B/S模式的在线理财系统,通过追踪用户的支出记录,评估用户的财务状况,结合用户的财务目标,对用户提出合理理财建议。     

高职院校开设《个人理财》公选课的探索

高职学生普遍地存在着理财知识缺乏、理财意识淡薄、消费心理不成熟的状况,在高职院校开设《个人理财》公选课对于帮助高职学生掌握理财知识,形成理财习惯,提高理财能力具有现实意义。高职院校应合理设计《个人理财》课程的教学模块内容,选择合适的教学方法。     

树立科学的理财观,构建和谐的校园理财环境

和谐的校园理财环境需要和谐的校园,社会的和谐离不开包括校园理财环境在内的各种社会细胞的和谐.笔者阐述了影响和谐校园理财环境的主要因素,分析了构建和谐校园理财环境所面临的主要问题,提出了构建和谐校园理财环境的对策.     

商业银行个人理财业务浅论

个人理财业务业务范围广、风险低、经营收益稳定,在商业银行业务发展中占据着重要位置。随着我国经济持续、快速、健康地发展,老百姓的投资意愿及现代理财观念增强,商业银行的个人理财业务也得到了快速的发展。本文结合目前商业银行个人理财业务的发展现状,思考如何有效提升商业银行个人理财服务进而推动我国商业银行个人理财业务的发展。     

农户理财需求的现状、问题与对策建议——以龙岩市上杭县庐丰乡为例

运用实地调查与深入访谈方法对福建省龙岩市上杭县庐丰乡农户理财进行分析,并依据庐丰乡农户理财需求不足的现状,着重分析了制约农户理财需求的客观和主观因素,在此基础上.提出从进一步提高农民收入、加强农民文化教育等方面扩大农户理财需求的建议.     

在数学教学中渗透财商教育的探究

伴随中国社会经济的飞速增长和人们素质的不断提高，“财商教育”已成为人们关注的话题.提升学生的财经素养，使之更好地适应未来生活，知道如何聪明地花钱，做好财务规划，养成健康的财务习惯，已成为当前小学教育的重要课题之一.学科渗透是进行理财教育的途径之一，尤其是数学学科，利用多种学科知识，创设教学情境，让孩子在学习和活动中体验赚钱、花钱、存钱、与人分享钱财和让钱增值为主要内容的理财教育，使学生能够感受到一种具有强烈理财意识的环境氛围，逐渐形成善于理财的品质和能力.因此，对孩子进行财商教育有着不可估量的潜在作用，应当作为一项必要的生活技能和终身学习的课题，从小抓起.     

我国商业银行个人理财业务问题研究

随着近年来人们收入的提高,投资理财意识的增强,个人理财业务已经成为商业银行的新兴业务。但我国商业银行个人理财业务尚处于起步阶段,存在许多问题。为此,商业银行应从理财产品的创新,营销宣传,专业人才的培养等方面着手,才能不断地完善个人理财业务。     

财务管理的环境分析

财务管理环境又称理财环境,是指对企业财务活动和财务管理产生影响作用的企业内外各种条件的统称。研究理财环境,有助于正确地制定理财策略。企业财务管理影响比较大的经济环境和金融环境。     

Markedness and its Interpretation in Language Use

Language markedness is a common phenomenon in languages, and is reflected from hearing, vision and sense, i.e. the variation in the three aspects such as phonology, morphology and semantics. This paper focuses on the interpretation of markedness in language use following the three perspectives, i.e. pragmatic interpretation, psychological interpretation and cognitive interpretation, with an aim to define the function of markedness.     

Features of Women's language

Language is a means of verbal communication. People use language to communicate with each other. In the society, no two speakers are exactly alike in the way of speaking. Some differences are due to age, gender, statue and personality. Above all, gender is one of the obvious reasons. The writer of this paper tries to describe the features of women＇s language from these perspectives： pronunciation, intonation, diction, subjects, grammar and discourse. From the discussion of the features of women＇s language, more attention should be paid to language use in social context. What＇s more, the linguistic phenomena in a speaking community can be understood more thoroughly.     

An Analysis of Catherine＇s Character——Wuthering Heights

Wuthering Heights, Emily Bronte＇s only novel, was published in December of 1847 under the pseudonym Ellis Bell. The book did not gain immediate success, but it is now thought one of the finest novels in the English language. Catherine is the key character of this masterpiece, because everybody and everything center on her though she had a short life. We can understand this masterpiece better if we know Catherine well.     

Lower Paleozoic oil relationships within Williston Basin, Canada

The Williston Basin is a significant petroleum province, containing oil production zones that include the Middle Cambrian to Lower Ordovician, Upper Ordovician, Middle Devonian, Upper Devonian and Mississippian and within the Jurassic and Cretaceous. The oils of the Williston Basin exhibit a wide range of geochemical characteristics defined as "oil families", although the geochemical signature of the Cambrian Deadwood Formation and Lower Ordovician Winnipeg reservoired oils does not match any "oil family". Despite their close stratigraphic proximity, it is evident that the oils of the Lower Palaeozoic within the Williston Basin are distinct. This suggests the presence of a new "oil family" within the Williston Basin. Diagnostic geochemical signatures occur in the gasoline range chromatograms, within saturate fraction gas chromatograms and biomarker fingerprints. However, some of the established criteria and cross-plots that are currently used to segregate oils into distinct genetic families within the basin do not always meet with success, particularly when applied to the Lower Palaeozoic oils of the Deadwood and Winnipeg Formation.     

低渗透非均质砂岩油藏启动压力梯度研究

理论推导与室内实验相结合,建立了低渗透非均质砂岩油藏启动压力梯度确定方法。首先借助油藏流场与电场相似的原理,推导了非均质砂岩油藏启动压力梯度计算公式。其次基于稳定流实验方法,建立了非均质砂岩油藏启动压力梯度测试方法。结果表明:低渗透非均质砂岩油藏的启动压力梯度确定遵循两个等效原则。平面非均质油藏的启动压力梯度等于各级渗透率段的启动压力梯度关于长度的加权平均;纵向非均质油藏的启动压力梯度等于各渗透率层的启动压力梯度关于渗透率与渗流面积乘积的加权平均。研究成果可用于有效指导低渗透非均质砂岩油藏的合理井距确定,促进该类油藏的高效开发。     

On Tragic Consciousness In The Works By Ernest Hemingway

As an American modern novelist who were famous in the literary world, Hemingway was not a person who always followed the trend but a sharp observer. At the same time, he was a tragedy maestro, he paid great attention on existence, fate and end-result. The dramatis personae's tragedy of his works was an extreme limit by all means tragedy on the meaning of fearless challenge that failed. The beauty of tragedy was not produced on the destruction of life, but now this kind of value was in the impact activity. They performed for the reader about the tragedy on challenging for the limit and the death.     

Design and analysis of generic LBS application developing platform

Location based services is promising due to its novel working style and contents.A software platform is proposed to provide application programs of typical location based services and support new applications developing efficiently. The analysis shows that this scheme is easy implemented, low cost and adapt to all kinds of mobile nework system.     

Achieving Unusual States of Matter Under High Pressure

正The periodicity of the elements and the non-reactivity of the inner-shell electrons are two related principles of chemistry,rooted in the atomic shell structure.Within compounds,Group I elements,for example,invariably assume the+1 oxidation state,and their chemical properties differ completely from those of the p-block elements.These general rules govern our understanding of chemical structures and reactions.Using first principles calcula-     

Exchange-Correlation and Electronic Excitation Energies from Pairing Matrix Fluctuations

We have developed an adiabatic connection to formulate the ground-state exchange-correlation energy in terms of pairing matrix linear fluctuations.This formulation of the exchange-correlation energy opens a new channel for density functional approximations based on the many-body perturbation theory.We illustrate the potential of such approaches with an approximation based on the particle-particle Random Phase Approximation(pp-RPA).This re-     

Density Functional Theory for the Response of Periodic Systems to Electric Fields Based on the Vector Potential Approach

正The electronic and nuclear(structural/vibrational)response of 1D-3D nanoscale systems to electric fields gives rise to a host of optical,mechanical,spectral,etc.properties that are of high theoretical and applied interest.Due to the computational difficulty of treating such large systems it is convenient to model them as infinite and periodic(at least,in first approximation).The fundamental theoretical/computational problem in doing so is that